DEBT CONSOLIDATION PROGRAMS AND PROVIDERS

If you do not want to take out a loan for debt consolidation, you can find a good debt consolidation program that can structure your debts to be paid off over time at a lower interest rate. A Debt Consolidation Provider will contact your credit cards and debts to negotiate lower payments, and even reduce your balance. Debt Consoliation programs are available for many debts: credit cards, student loans, unsecured loans, and personal loans, even auto loans. You will make monthly payments to the Debt Consolidation Provider, who disburses the payments to your debts for you.