CONSUMER CREDIT COUNSELING

CONSUMER CREDIT COUNSELING is another debt consolidation option. If you have too much debt to be able to pay it regularly, and if your budget is stretched or you were considering even bankruptcy, you should consider Consumer Credit Counseling first. Providers will work with you to establish a monthly budget, and will then contact your debts such as credit cards and other loans to negotiate smaller monthly payments and even lower payoffs. You must then make your payments every month directly to the Consumer Credit Counseling Provider, but over time you could save thousands of dollars on interest payments.